Badass Retirement
Privacy Policy

Information that you provide to us

We may collect information that you provide when using our Services, such as when you:

• Create an account or profile;
• Subscribe to our Services;
• Participate in events or promotions;
• Send questions or comments via email or live chat;
• Interact with our sales or customer support team;
• Apply for a job with us online;
• Fill out surveys, quizzes or assessments;
• Use any feature in our apps;
• Purchase from us, claim a free bonus or create a guest, gift or free account;
• Visit our websites; or
• Otherwise communicate with us or any other person through or about our Services.

Information about use of our Services

Our app, providers or cloud servers automatically collect usage information about your use of the Services, including the webpages visited, number of log-ins, data displayed or clicked on, actions taken, your language preference, device id, and other login information. We may collect automated error reports in the case of software malfunctions, which may contain some or all of the information in your account and content and may be reviewed to help resolve problems with the Services.

Information from third parties and integration partners

We may obtain personal information from third parties and combine such information with the information that we collect through our Services and such information may be used for the purposes described in the “How We Use the Information We Collect” section below. For example:

• You give permission to those third parties to share your information with us or where you have made that information publicly available online.
• You create or log into your account through a third-party social networking site or one of our integration partners, we will have access to certain information from that service such as your name and account information.
• You purchase an offer that comes with a free group coaching session or other coaching fulfillment that requires us to share your contact with the fulfillment provider.
• If you purchase our Services, we may receive information from our third-party payment processors.
• We may collect information from unaffiliated third parties so that we can better understand you and provide you with information and offers that may interest you.

Use of Information

We may use the personal information collected through our Services to:

• Operate and improve our Services;
• Send you recommendations, advertising or promotional materials;
• Provide and deliver the Services or other services you request, process transactions, and send you related information;
• Monitor and evaluate trends, usage, and activities in connection with our Services;
• Send you technical notices, updates, security alerts, and support and administrative messages;
• Respond to your comments, questions, and requests and provide you with requested customer support;
• Enable you to participate in 3rd party promotions, including trials or other bundled offers exclusive to our users, and to help us and our marketing partners to measure the effectiveness of our or their promotions.
• Secure our systems, prevent fraud, and help us to protect the security of your account;
• Connect you with a coach or service as part of your free group coaching bonus that comes with some offers.
• When you provide your phone number to us, we may use your phone number to confirm orders, deliver promised ongoing training or communication, and to send text updates, promotions, videos, audios, or sms messages related to Badass Retirement, LLC services, or related brands or programs. You can opt-out of receiving any future text messages by simply replying to any of our text messages at any time with the word STOP. By signing up for our Services, you hereby grant us permission to text you until you reply STOP.
• Prevent, detect, and investigate potentially prohibited or illegal activities and to enforce our terms and policies;
• Personalize and improve the Services, and provide content, communications, or features that match users interests; and
• Link or combine with other information we obtain from third parties to help understand your needs and provide you with better service.

Information we may share

We will never “sell” your personal information (as that term is defined in the California Consumer Privacy Act). However, we may share your personal information with third parties as follows:

• Service Providers. We use other companies, agents, or contractors to perform services on our behalf or to assist us with the provision of services to you. For example, we engage service providers to provide marketing, advertising, coaching, training, communications, security, payment processing, infrastructure and IT services, to customize, personalize, and optimize our Services, to process payment transactions, to provide customer service, and to analyze and enhance data. While providing such services, these service providers may have access to your personal information. These service providers have agreed to maintain the confidentiality, security, and integrity of the personal information that they obtain from us and we do not authorize them to use or disclose your personal information except in connection with providing their services.
• Protection of Badass Retirement, LLC and others. Badass Retirement, LLC and its service providers may disclose and otherwise use your personal information where we or they reasonably believe such disclosure is needed to

• satisfy and applicable law, regulation, legal process, or governmental request;
• enforce applicable terms of use, including investigation of potential violations;
• detect, prevent, or otherwise address illegal or suspected illegal activity, security, or technical issues; or
• protect against harm to the rights, property, safety of Badass Retirement, LLC, our users, or the public, as required or permitted by law.

• Business transfers. In connection with any reorganization, restructuring, merger, or sale, or other transfer of assets, we will transfer information, including personal information, provided that the receiving party agrees to respect your privacy in a manner that is consistent with our Privacy Policy.
• Other Users. Content that you create, upload, or copy into our Services, may, if you choose, be read, copied, used, and distributed by people you know, your members, or people you don’t know. Information that you disclose using the chat function of the Services may be read, copied, used, and distributed by people participating in the chat. Use care when including sensitive information, such as home addresses or phone numbers, in content you share or chat sessions.
• With Your Consent. We may share your personal information when we have your consent.
• Your Profile. You may share information on your profile in the app, comments or related social media that others can see.

Advertising and analytics services provider by others

We may allow others to provide analytics services and display advertisements for our Services. These providers (for example, Google Analytics) may use cookies, web beacons, device identifiers, and other tracking technologies that collect information about your use of our Services. This information may be used by us and others to determine the popularity of our Services, deliver advertising and content targeted to your interests in the Services, and on other websites, apps, and other services, and to better understand your online activity. You can find out more about this practice or opt out of your web browsing activity for interest-based advertising purposes by visiting https://aboutads.info/choices. You can opt out of Google Analytics by visiting https://tools.google.com/dlpage/gaoptout.

Social Media and Public Forums

Badass Retirement, LLC Services may include publicly accessible blogs, chats, comments, community forums, or private messaging features. Our Services may also contain links and interactive features with various social media platforms (e.g., Facebook, Instagram, YouTube, Twitter and the like, including widgets and connections to social media platforms). If you already use these platforms, their cookies may be set on your device when using our Site or other Services. You should be aware that Personal Information which you voluntarily include and transmit online in a publicly accessible blog, chat room, social media platform or otherwise online, or that you share in an open forum through any of our Services may be viewed and used by others without any restrictions or notifications or compensation to you. We are unable to control such uses of your information when interacting with a social media platform, and by using such services you assume the risk that the Personal Information provided by you may be viewed and used by third parties for any number of purposes. Always use social media with an understanding your data may be seen, replicated, shared and distributed for the world to see.

Data Storage

All data that you provide to use through our Services is transferred or stored on the cloud through servers we pay for from popular providers. Any payment transactions will be encrypted using SSL technology; all payment data is stored by our payment processors and is never stored on our servers. Where we have given you (or where you have chosen) a password that enables you to access your account and the Services, you are responsible for keeping this password confidential. We recommend that you not share your password and that you change it frequently.

Data Security

Badass Retirement, LLC takes reasonable measures to protect your personal information and your content from loss, misuse, and unauthorized access, disclosure, modification, and destruction and to ensure that your content remains protected and available to you. Unfortunately, the transmission of data via the internet is not completely secure and although we do our best to protect your personal data, we cannot guarantee the security of your data transmitted through the Services or any device. All use and transmissions are at your own risk. You alone are responsible for your account and data shared with others, so to protect your user account, we encourage you to:

• Use a strong password that is unique to your Badass Retirement account
• Never share your password with anyone
• Limit access to your phone, computer and browser
• Log out once you have finished using Badass Retirement on a shared device

It's your responsibility to only provide individuals with permission to use your account where you're comfortable sharing this personal data with them. Please remember that if other people have access to your account, then they can access your personal data and app controls and that it may impact your personalized recommendations and be included in your data.

Data Retention

Badass Retirement, LLC stores the information we collect for as long as necessary for the purpose for which it was originally collected and in compliance with our legal obligations. The retention periods applied by Badass Retirement, LLC comply with applicable legislation then in effect, namely:

• For data relating to your account, such data will not be retained beyond your request that your account be entirely deleted. We do keep some of your data if you unsubscribe or cancel, so that if you wish to purchase again later your account or information (like your journal entries or scores) is available to you.
• For transactional data relating to your purchases, such data is kept for the entire period of our contractual relationship, then in accordance with legal obligations and applicable statute of limitations periods. Please note that this data does not include payment card information, which is processed by our third-party payment processors and not Badass Retirement, LLC.
• For data collected based on your consent to receive marketing communications, we will use the data until you withdraw your consent or applicable law requires that such data is no longer used.
• For data collected in connection with your requests or questions, such data is kept for the period necessary to process and reply to your request or question.
• When cookies or other trackers are placed on your computer, they may be retained for a period of 12 months.

We may retain certain information for legitimate business purposes or as required by law.

Third Parties

Third-parties who provide and/or publish content via our Services shall be deemed the data controllers for any personal data contained in the content uploaded by any such party to the Services (“Third-Party Content”) and any other personal data processed in relation to such Third-Party Content. This Privacy Policy only concerns the processing for which Badass Retirement, LLC is the data controller. If you have any questions regarding personal data contained in Third-Party Content, please contact the third-party provider responsible for such Third Party Content.

Badass Retirement, LLC encourages parents to go online with their kids. Here are a few tips to help make a child’s online experience safer:

• Teach kids never to give personal information, unless supervised by a parent or responsible adult. Includes name, address, phone, school, etc.
• Know the sites your kids are visiting and which sites are appropriate.
• Look for Website privacy policies. Know how your child’s information is treated.
• Check out the FTC’s site for more tips on protecting children's privacy online.

If you're a parent or legal guardian of a child who is under 13 (or an age limit determined in a specific country as relevant) who has provided personal data to Badass Retirement, LLC, please contact us. We'll take reasonable steps to investigate or delete the personal data or account of the child.

You have several options with respect to your personal information, as follows:

• You may terminate your use of the Services at any time. However, please note that Badass Retirement, LLC may still process your personal information as a service provider to our customers if your personal data.
• If you have created an account, you may at any time access, edit, or delete your personal information. Please note that even if you delete information from your account, or deactivate your account, we may retain certain information as required by law or for legitimate business purposes. We may also retain cached or archived copies of your information for a certain period of time.
• You may opt out of receiving promotional emails, text messages, or mail from Badass Retirement, LLC by writing us at support@badassretirement.com, or where applicable visiting your user settings or preferences in our app or sites, or clicking “Unsubscribe” link in any promotional email. If you opt out, we may still send you transactional or relationship messages, such as emails about your account or updates to our Services.
• If you do not have a user account and wish to delete your email address or other personal information that you might have provided through your use of our Services and/or any other services, please email us at support@badassretirement.com with the words “Delete My Information” in the subject line.